North Bay California · Fractional CFO

Stop reacting to chaos. Start compounding profitability.

Strategic financial leadership for businesses with $2M–$30M in revenue. We fuse a disciplined 13-week cash flow forecast with macroeconomic intelligence and machine-learning models — so SMBs can deploy disruptive strategies that compete with large enterprises.

“The fight is decided before the decisive blow is struck.” — Miyamoto Musashi

North Bay California vineyard at golden hour with a data network overlay
The NPE Formula

Connected data · weighted intelligence · relentless feedback.

Trusted across North Bay sectors
WineriesManufacturingHospitalityProfessional ServicesConstructionAg-Tech
What we do

A CFO function built like a neural network.

01

Cash Flow Forecasting

A living 13-week model that turns receivables, payables, and seasonality into decisions you can make on Monday morning.

02

Macro Intelligence

Interest rates, regional demand, labor cost, tariffs, harvest cycles — translated into the line items that actually move your P&L.

03

ML-Driven Strategy

We feed your data into machine learning models to surface disruptive pricing, channel, and capital moves that compound quarter after quarter.

The big picture

Where the economy meets your cash account.

Most SMBs fly blind between two horizons: a bookkeeper looking backwards and a market moving forward. We close that gap. Your forecast is continuously calibrated against macro signals — Fed policy, regional construction permits, tourism flows, AG commodity curves — so capital decisions are made with the same data that drives institutional investors.

13-wk
rolling forecast
40+
macro signals tracked
faster scenario runs
Abstract macro and cash flow forecast chart
Services

One CFO. Four interlocking engines.

See full services →

Fractional CFO

Board-ready financial leadership — capital strategy, pricing, KPI architecture, lender & investor relations.

Cash Flow Forecasting

A 13-week direct cash forecast you can trust, refreshed weekly, scenario-tested for the moves you're actually considering.

Big-Data & ML Strategy

Access to enterprise-grade models — demand forecasting, churn, price elasticity — packaged for SMB decision-making.

Bookkeeping

Supporting

A clean ledger is the substrate for everything above. We run it, or partner with the bookkeeper you already love.

How it works

A 90-day path from chaos to compounding.

01

Diagnose

A 30-minute call. We map the gap between your numbers and your strategy.

02

Calibrate

We stand up the 13-week forecast and connect macro & ML signal feeds.

03

Compound

Weekly cadence. Quarterly disruption. Every decision sharper than the last.

Built for North Bay operators who refuse to be average.

Sonoma, Napa, Marin, Solano. Free 30-minute strategy call — no slides, just your numbers and a plan.